Miscellanies Insurance is designed to address emergency situations and unexpected risks that can occur at any time without prior warning. You need to be prepared for such situations by taking a set of measures that provide you with a level of protection to minimize the resulting effects.
Delta Insurance offers a range of insurance programs to help alleviate the financial burden resulting from these unexpected risks, including:
Personal Accident Insurance:
This program provides insurance coverage in the event of the insured's death or injury resulting from an accidental incident that leads to permanent total or partial disability. The coverage can extend to include weekly compensation during temporary total disability and medical expenses resulting from the accident. Notably, this coverage applies to the insured both inside and outside Egypt, 24 hours a day.
Fidelity Guarantee Insurance:
This program aims to protect employers by providing them with peace of mind and reassurance. The employer may face the fact that some dishonest employees commit some financial violations represented in squandering or embezzlement, or practices such as squandering or misappropriating the covenant entrusted to them. This insurance program offers coverage against these financial risks, providing a sense of security and trust.
Cash in Transit Insurance:
This program offers protection for your money during transportation or movement within the Egyptian territory against risks such as theft, loss, or damage due to circumstances beyond control.
General civil liability insurance:
Under this program, Delta Insurance undertakes to compensate you for all amounts for which you become legally liable to pay as compensation for liabilities imposed by law.
Employer's Liability Insurance:
This insurance provides additional security for employers by offering protection against financial liabilities they may incur as a result of accidents to their employees while performing their duties. This includes bodily injury or even death resulting from accidental incidents. Delta Insurance will handle the compensation process for these employees in case of an accident.
Professional Liability Insurance:
Often, you may bear legal liability to pay compensations to others due to professional errors during the course of your work. To address this, Delta Insurance provides you with the protection and peace of mind you need through this insurance coverage against damages that may result from negligence or shortcomings in the execution of your profession, leading to such legal liability towards others. This coverage offers protection against the financial liabilities resulting from the insured's professional work due to unintentional negligence or shortcomings.
Product Liability Insurance:
If you are a manufacturer or distributor, some types of products may pose a risk to others if they are defective. You may face legal proceedings, which is why Delta Insurance takes on insuring the liability arising from the use of these products, resulting in material damage to others.
House Hold Insurance:
This comprehensive coverage benefits both homeowners and tenants alike. It covers the building and contents against damages caused by water pipe bursts, fires, storms, and other damages that may occur. Additionally, it provides you with liability insurance towards the property owner, neighbors, or any third party. It also extends to compensate the insured and their spouse against the risk of death due to an accident.